Appraisal services for San Diego and San Diego County homeowners

The top 7 reasons why CA homeowners hire Independent Appraisal Group of San Diego, CA (858)483-0380:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge San Diego county's assessment of your property
  3. To cut your monthly mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in CA by determining the true market value of real estate in question

Need help deciding the value of your house in or near San Diego, CA?
Contact Independent Appraisal Group of San Diego, CA (858)483-0380.

We at Independent Appraisal Group of San Diego, CA (858)483-0380 understand the individual needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our client, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value report than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Independent Appraisal Group of San Diego, CA (858)483-0380, we're qualified in helping homeowners just like you get rid of unnecessary PMI insurance.

Challenge Tax Assessment

Lets say you live in a local area that's going down -- your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Independent Appraisal Group of San Diego, CA (858)483-0380 is your chief weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Independent Appraisal Group of San Diego, CA (858)483-0380 can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would wish to have a seasoned expert double-check it for verity or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.